Confidential
Distressed Real Estate Opportunity

Residential Project Bochum
56 Apartments

Partially completed multi-family building in established Ruhr area location. Bank workout situation with substantial value appreciation potential upon completion.

€7M
Capital Required
56
Apartments
60%
Completed
12-18M
Exit Horizon
01

Current Situation

Time-Critical: Bank Deadline in 4 Weeks

The financing bank has terminated all three loans. Without timely repayment, forced auction below market value is imminent.

Background: General Contractor Default

The original GC disappeared with approx. €1M. A new general contractor is under contract. Legal action has been initiated.

Real Collateral Available

First-rank land charge possible. Additional property in Berlin available as cross-collateral negotiable.

02

Deal Structure

Use of Funds
Bank Refinancing €3,500,000
Construction Completion €3,500,000
Total €7,000,000
Collateral
Land Charge Bochum 1st Rank Possible
Cross-Collateral Berlin Negotiable
Schwäbisch Hall Savings ~€250,000
Pending: Land registry extract Bochum with current encumbrances
03

Property Bochum

Property Data
Address ██████████
Apartments 56
Living Area ████ m²
Plot Size ████ m²
Construction Progress ~60%
Valuation
Market Value (completed) €██M
Appraiser ████████
Appraisal Date ██.██.████
Exterior
Shell
Overview

Current construction photos will be provided after signing an NDA.

04

Project Timeline

Past
Land Acquisition & Building Permit
Until Q3 2025
Construction to 60% Completion
Q4 2025
GC Default, Construction Halt
December 2025
Termination of All Bank Loans
Now
Investor Search (4 Week Deadline)
Q2–Q4 2026
Completion with New GC
2027
Refinancing / Exit
05

Additional Asset: Berlin

Blocked Until Bochum Resolved

The Berlin bank will only finance the planned renovation after successful resolution of the Bochum project.

Property Berlin-Lichtenhain
Current Use Care Home, 120 Beds
Planned Renovation 150 Beds + 48 Assisted Living
Capacity After Renovation ~200 Units
Current Value €██M
06

Risk Assessment

Time Pressure

Only 4 weeks until bank deadline. Non-repayment leads to forced auction below market value.

GC Default History

Previous general contractor disappeared with ~€1M. Execution risks present.

Construction Cost Uncertainty

€3.5M completion costs based on estimate. Cost buffer may be required.

Market Risk Residential NRW

Ruhr area residential market stable. Demand for multi-family housing present. Exit market intact.

07

Due Diligence Documents

Land Registry Extract Bochum
Bank Termination Letter
Loan Agreements (all 3)
Valuation Report
Building Plans & Permit
Current Construction Photos
New GC Contract
Corporate Structure / Registration
08

Target Investor Profile

Ideal Investor
Construction company with own GC capacity
Project developer with distressed experience
Family office with value-add focus
Investor seeking collateral + upside
Possible Structures
Mezzanine financing + equity kicker
Joint venture with profit sharing
Full project takeover
Bridge loan with exit at refinancing

Interested in More Information?

Complete documentation available after NDA execution.

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